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Compare motorbike insurance

Compare cheap motorbike insurance quotes from our trusted providers and get a great deal with As the motor saving experts we make it quick and easy to find the perfect cover to suit your needs.

How can you get a cheaper motorbike insurance quote?

There are many ways to bring down the cost of your motorbike insurance and arguably the most straightforward way is to shop around and compare motorcycle insurance quotes using

By simply entering a few details you can instantly compare motorcycle insurance quotes from a range of insurers to find a policy that suits your needs and your pocket. And don’t simply auto-renew with your current insurer as renewal prices are rarely as competitive. Simply shopping around could save you around 35%.

If you’ve not yet bought your bike then it may be worth considering going for a model with a smaller engine as not only will this save you money on fuel, it could also save money on your bike insurance policy as bikes with smaller engines are considered less of a risk.

If possible, you should try to pay for your policy annually as monthly bike insurance premiums are normally subject to interest charges. You may also be able to bring the price down by reducing your annual mileage and by making sure your bike is fitted with insurer-approved security devices.

If you’re including additional riders on the policy, keep in mind that adding a younger rider or a rider with a conviction could bump the price up considerably. On the other hand, putting an older, more experienced rider on the policy could actually bring it down.

Getting started with our motorbike insurance comparison tool

What types of motorbike insurance cover are available?

Whether it’s your first run-around or a stop-gap until you pass your full bike test, a scooter is cheap to buy and easy to insure. And we can help you compare some great deals to find the right moped and scooter insurance for you.

Sports bike
A high-performance bike built with speed in mind. Because of that, this type of bike can be more expensive to insure than other motorbikes on the market. Make sure you compare sports bike insurance to find a deal that suits you.

Whether it’s a 70s vintage model or an 80s Japanese favourite, you can compare great deals on your classic bike insurance with us, provided it was manufactured in 1970 or later.


If you love to travel and want to do so in style, this is the bike for you. And because it’s important that you’re properly covered for those long journeys in the UK and abroad, we compare insurance from a range of providers to help find a good deal for you.


If you’re into off-road riding, such as motor cross or track racing, then it can be expensive to insure your bike – particularly if it’s modified – as insurance providers consider anyone under 25 as high risk. That’s why it’s important to compare prices for insuring your off-road bike with us, to ensure you get a good deal.

Usually modelled after American bikes like Harley-Davidson, cruisers are large, heavy machines often sporting retro-styling. If you own one and have customised it to your taste, then this can bump up the cost of your premiums.

If you own a chopper – a motorcycle that’s been ‘chopped’ or modified from its original design – you might have particular insurance needs because your bike has been custom-made. Use our comparison service to make sure you get the right insurance for you, at a price you can afford.

What type of motorbike insurance is right for me?

Generally, in the United Kingdom, there are three different levels of cover available to you. These include:

Third Party Only – This level of cover is the minimum required by UK law. It will cover liability for damage or injury to a third party and damage to property.

Third Party Fire and Theft – This will offer the same level cover as third party only, however it will also protect you against fire, theft and any damage, which is caused to your motorbike during a theft or attempted theft.

Comprehensive – If your budget allows, comprehensive cover is always recommended as it offers you the most protection. This will cover everything Third Party Fire and Theft covers, however it will also have additional benefits. Such as medical expenses, breakdown recovery, accidental damage, vandalism, etc. As most insurers offer different plans, you may find that some will include a ‘temporary’ motorbike, if yours is getting repaired. This will obviously vary however depending on which insurance company you decide to select.

Always remember to be completely happy with your policy quote and its content before you agree or sign any documents. Read all the policies details and the insurers terms and conditions too.

What factors affect the cost of my motorbike insurance?

Looking for low cost motorbike insurance? There are a couple of ways to reduce the cost of your policy.

Secure your motorbike
Fitting an industry-approved alarm or lock could cut down the chances of your motorbike being stolen and thereby reduce the cost of your policy. Storing it in a garage or a secure lock-up at night could result in cheaper premiums.

Improve your driving skills
Riders with advanced motorcycle qualifications could be eligible for lower premiums. There are plenty of advanced riding courses in the UK, but they’re not all recognised by providers. Get in touch with your insurance provider to see if you’ll benefit from a particular course before you sign up for it.

Get the cover you need

When you are looking for quotes think about what benefits you need your motorbike policy to have. Many insurers include cover for:

Trips abroad: Most insurance companies include cover for riding your bike abroad as standard, but the length of time you are covered may vary. For example, some insurers cap trips at a maximum of 30 days, but others include cover for 180 days.

Helmets and clothing: Most motorbike policies include the option to add cover for accessories, but some charge extra. Look for a policy where cover comes as standard, and check the limit is enough to replace your helmet and leathers.

UK breakdown cover: This provides you with roadside assistance if your bike breaks down while you are on the road. Some insurers charge extra for this, so look for policies that include it as standard.

Do I legally need bike insurance?

Yes, unless you have declared your bike as off the road to the DVLA. Even if your bike is in storage, you may still need insurance to cover damage or theft.

Am I covered to carry passengers?

You may find that some insurers will massively increase your cover price if you plan to carry passengers. This obviously varies from each individual company; however if you don’t plan to carry passengers, don’t take out this level of cover. It can easily increase your premiums.

Where can I find insurance as a new young rider?

You can find cover by comparing 17 year old motorcycle insurance policies.

Can I get cover for vintage or specialist motorbikes?

Yes, but you may need to contact an insurance broker to help you find the cover you need.

Am I covered for racing?

No, this is excluded from most motorbike insurance policies. If you need cover for a competition or race, speak to a broker about track day insurance.

Does it cost to make a claim?

Yes, you have to pay an excess if you make a claim. Here is more information about how to claim on your motorbike insurance.

Can I cancel the policy if I change my mind?

Yes, you have a 14 day cooling off period which means you can cancel and get your premium refunded. However, you may be charged an admin fee.

Who do we include in this comparison?

We include unsecured loans you can get in the UK from our panel. Like other comparison sites, we make money when you click through to a product or service, or go on to purchase it after visiting our site. If you use one of our broker services, we make commission after you buy a product, but it doesn’t cost you anything extra. Our comparisons are free for you to use and you get the same or a better deal than going direct.



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