Compare Single trip travel insurance
Single trip travel insurance gives you the protection you need for one particular trip away. Your trip will be covered for a host of circumstances, including cancellation, unforeseen medical costs and emergency repatriation.
It's time to compare single trip travel insurance
So why might you need single trip insurance? Well, travel insurance is an essential thing to have if things go wrong when you’re far from home. Even in the best hotels accidents and incidents can happen.
Single trip cover is just what it sounds like – an insurance policy for one holiday. If you go away twice or more every year, it could work out cheaper to buy annual travel insurance. But if your main holiday is just once a year, single trip will probably be better value.
Single trip travel insurance guide
Travelling overseas, for both work and leisure comes with a certain amount of risk. Here’s how to choose the best single trip travel insurance policy for your journey so you know you’re financially protected.
If you tend to travel overseas once or twice a year, single trip insurance is likely to be the most suitable and cheap holiday insurance cover for your circumstances.
Whether you are travelling for business or pleasure, single trip cover tends to be an inexpensive way to ensure that you can make the most of your time abroad whilst only paying for the cover that you actually need.
Most countries outside the UK (even within Europe) do not have a free medical service, this means that if you need medical treatment while on holiday, it could cost you dearly and not just in terms of your health – medical costs abroad can easily add up to thousands of pounds.
What does single trip travel insurance cover?
With a single trip policy you’ll usually be covered for a combination of eventualities, this can include:
- Injury & illness
- Holiday cancellation
- Public liability
- Loss of baggage
- Theft of holiday money & possessions
- Emergency repatriation.
A comprehensive insurance policy will usually also give you access to a 24-hour manned emergency telephone number to ensure any claim is resolved quickly and efficiently.
Cover can be arranged for the exact number of days you require and is suitable for a single person or a couple.
Check you're eligible
The age restrictions are often higher for single trip insurance than they are for annual cover which is often only available for those under 65.
Often there are no age restrictions in place although there may be some travel restrictions for those over 69. Again this is worth checking before you purchase your travel insurance.
You can compare holiday travel insurance policies, the level of cover they offer and their application restrictions using our cheapest holiday insurance comparison table.
How can I save money on single trip insurance cover?
It is important to remember that cheap single trip travel insurance may not always give you the cover level you need and you will usually find that the excesses you would need to pay in the event of a claim can be higher on a cheaper policy.
To get a great deal on your travel cover when browsing through single trip insurance quotes, it’s best to compare a number of policies to ensure you can get a good combination of price vs. cover levels and then narrow the search down to a couple of prospective policies.
If you travel three or more times a year, a single trip policy is unlikely to be the most cost effective solution to your insurance needs and you should consider an annual multi-trip travel insurance policy.
If you are travelling with your family, purchasing a number of single trip policies may not be the best option. Instead, you should look for family holiday insurance which could save you some money in the process and may include extras such as additional baggage cover.
Likewise, if you plan to travel with a group, investigate a group travel insurance policy as this may present the best value for money solution and you can usually add extras such as cover for water sports and skiing.
Who do we include in this comparison?
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